) References: , "How does e-commerce balance users and merchants when it moves to "refund only"? "Source: "Zijin Finance"; , "The Great Changes in E-commerce in 2018" Source: "Hui Tan". Two ways of playing for enterprises and banks To explain this issue clearly, we must first understand the difference between enterprises and financial institutions in accounting systems. . Accounting coupling and separation, so talk about business and finance? Handsome but not more than a minute Figure: Comparison between banks and enterprises Bank accounting coupling Bank is also an enterprise and it must also abide by the accounting system.
The special thing is that the product it operates is korea phone number directly currency, so there is a coupling between economic activities and accounting.For example, when a user pays a sum of money, the bank charges a handling fee. The payment here is an economic activity and the handling fee is financial income. These must be accounted for. Enterprise accounting separation. Generally, enterprises go through the process of procurement, production, processing, and sales. Business and accounting processing are separate. Therefore, financial settlement is needed to match orders and funds to complete accounting. This is also the reason why enterprises need to have business and financial integration.
. Two accounting systems. Enterprises use two accounting systems to account for economic activities: they are the accrual basis and the cash basis. So talk about business and finance? It's not cool for a minute. Picture: Two accounting systems. The accrual basis. When an order is received, a contract is signed, and an invoice is issued, it is recorded regardless of whether the actual money is received; this method is generally used in corporate financial accounting. Should product managers choose to be end-users? In recent years, after the Internet has experienced a boom in spending money to do market, it has become more and more aware that it is not enough to rely solely on the end-users.