As a rule, this is necessary for people who plan to invest in high-risk projects. To ensure that the general public does not jeopardize their well-being under the influence of advertising or advice from friends, the regulator has divided investment objects into two categories.
The first one is without high risk: shares of large companies, bonds of friendly countries, futures and options. The second is associated with a high chance of losing money if you do investor data not understand the topic. This includes exchange-traded mutual investment funds (ETIFs), structured notes, and Western bonds. Only those who have received the status of a qualified investor are allowed to invest in such objects.
Investment insurance (ILI) has recently become more popular in our country. Its essence is that the insurance company invests part of the funds contributed by the client in securities. It transfers part of the profit to the policyholder. We wrote more in the article at the link: " All about investment life insurance ".
Previously, such insurance was not included in the category of high-risk investment objects. However, Central Bank experts came to the conclusion that the product is too complex for people without knowledge and experience to assess the risks. Therefore, from October 1, 2024, insurance organizations are required to test consumers wishing to purchase an IS policy.
It is available to everyone
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mahbubamim077
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