In 2021, a new type of fraud has gained popularity in messengers

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Fraudsters, posing as lottery organizers, invite users to take part in a drawing for a cash bahamas whatsapp number database prize. Cybercriminals present various messengers as the initiators of the lottery, who want to reward their customers. In the message, the user receives a link to a phishing site, by clicking on which he sees the total amount of the prize fund. He is offered to install an application in which he will find out the amount of his personal winnings. After fulfilling all the conditions, the organizer informs that the user can collect the cash prize. However, to receive the money, the winnings must be converted from dollars to rubles. For this procedure, the fraudsters ask to pay a small commission, for which it is necessary to enter the card details, the owner's personal data and confirm the transaction using the code from the SMS. This helps the attackers lure money and gives access to the user's accounts.

The main tricks of cybercriminals.
Fundraising for sick children on social networks
Social engineering helps cybercriminals use the main human values ​​for extortion. Fraudsters publish posts calling for help for a sick child, attaching medical certificates and a personal account number for collecting funds, promising to transfer them to parents, or create fake pages. Criminals can use a real story, so the documents will turn out to be real upon verification. Before transferring funds, take a few simple steps to protect yourself from fraudsters:

Refuse to transfer to a personal card. Send money to the account of a medical organization with an indication of the purpose or to the account of a verified charitable foundation, if you can conclude an agreement with it.
Make sure the charity is trustworthy. There should be a report on the work done on its website.
Pay attention to the presence of suspicious factors: a request for anonymity, excessive emotionality of words, lack of answers to some questions and documentation confirming the targeted use of funds.
Fake SMS from the bank
Cybercriminals have learned to send SMS messages from official bank numbers. The attackers contact bank clients and introduce themselves as security officers. The fraudster warns about suspicious transactions on the client's accounts. To protect funds from theft, the fraudster offers to transfer funds to a new account, but to confirm this transaction, you need to confirm your identity: provide full card details, including the three-digit code on the back, and the password for the online account. If the user has doubts, the fraudster sends him a fake SMS from the official bank number with an offer of a service and a confirmation code. This inspires confidence in the user and he provides the card details and passwords. The attacker gains access to the personal account of the online version of the bank.